Skip to main content Go to Online Banking

Checking Accounts

3 Accounts to Choose from

Because every person has different financial circumstances, PNB Community Bank has created three personal checking accounts to meet your individual needs:

Classic Checking

Our classic checking is a basic account with unlimited check writing and ATM/POS transactions. There is no monthly maintenance fee for those holding a $500 daily balance, maintaining a $1,000 average monthly balance or keep $250 monthly reoccurring direct deposits. Lower balances will incur a monthly service fee of $7.

Classic Interest Checking

This is our classic checking account with a twist: it’s a variable-rate, interest-bearing account. As with our basic product, this checking account features unlimited check writing and ATM/POS transactions. Interest is earned on the daily collected balance and credited monthly. There is no monthly maintenance fee for those holding a $500 daily balance or $1,000 average monthly balance. Lower balances will incur an $8 monthly service fee.

VIP Interest Checking

A variable-rate, interest-bearing account, our VIP interest checking account is designed for those who are 50 years old or over. It offers unlimited check writing and ATM/POS transactions, and there is no monthly maintenance fee for those holding a $500 daily balance or $1,000 average monthly balance. Lower balances will incur a low monthly service fee of $3. Interest is earned on the daily collected balance and credited monthly. In addition to the features common among all of our personal checking accounts, this one also includes VIP checks.

  Minimum to Open Monthly Service Fee Interest Bearing Current APY*
Classic Checking $100 $7 unless a daily balance of $500 is maintained (or other criteria are met) No None
Classic Interest Checking $1000 $8 unless a daily balance of $500 is maintained Yes 0.100% APY*
VIP Interest Checking $100 $3 unless a daily balance of $500 is maintained Yes 0.100% APY*

* APY = Annual Percentage Yield

Features

All our personal checking accounts include the following features:

  • Unlimited number of transactions
  • ATM/debit card
  • Touchtone teller
  • Internet banking and bill pay service
  • MasterCard Check Card*
  • Notary Service

*All MasterCard check cards require credit approval.

We Want to Hear from You!

Contact PNB
Top
Some content requires Adobe Acrobat Reader to view.