Manage Your Money on the Go

With our mobile banking app, you can access your accounts with your smartphone from anywhere and at any time. Learn more about mobile banking

Manage Your Money on the Go

With our mobile banking app, you can access your accounts with your smartphone from anywhere and at any time. Learn more about mobile banking

Truly Local Banking

PNB is the only full-service bank firmly rooted in the community. We’re not owned by a bigger company. We’re invested in you! Learn more about PNB

Build a Better Loan

Construction loans form the foundation of our business. We’re proud to offer competitive rates and convenient repayment options. Learn more about our loans

Mobile Banking Bank Local Construction Loans

More Loans, Less Groans

At PNB Community Bank, we proudly serve the people and businesses in the region by providing a wide range of loans featuring competitive rates and convenient repayment options.

Business Construction Loans
Business Operating Loans
Mortgage Loans
Personal Loans
Nonstandard Loans
Credit Cards

Our Loans

Visit your local PNB branch for a cup of coffee, a helpful chat and service with a smile.

Locations

Celebrating Community

Unlike financial institutions with parent companies outside of the community, PNB has been solely dedicated to serving Niceville, Freeport and DeFuniak Springs for the past three decades.

About PNB