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Business Checking

Putting Businesses First

PNB offers three business checking accounts. Pick the one that’s perfect for your business!

Flat Fee Business Checking

This option is a simple checking account for small businesses with low transaction volume. It offers up to 250 transactions free, then $0.35 per item thereafter. There is no monthly maintenance fee for those holding a $1,000 daily balance or $2,500 monthly balance. However, lower balances will incur a low monthly service fee of $8.

Business Interest Checking

A variable-rate, interest-bearing account, the business interest checking account was designed with sole proprietors, nonprofit organizations and public fund accounts in mind. It offers unlimited transactions. Interest is earned on the daily collected balance and credited monthly. There is no monthly maintenance fee for those holding a $1,000 daily balance. However, lower balances will incur a low monthly service fee of $8.

Business Analysis Checking

The business analysis checking account is best for large businesses with a high transaction volume. This variable-rate analysis account offers unlimited transactions and the opportunity to earn credits to offset service fees, including the monthly fee of $15. $0.14 per paid debit or credit posted deposited item.

  Minimum to Open Number of Transactions Monthly Service Fee Interest Bearing
Flat Fee Business Checking $250 250 for free, $0.35 for each item thereafter $8 unless a daily balance of $1,000 is maintained No
Business Interest Checking $500 Unlimited $8 unless a daily balance of $1,000 is maintained Yes
Business Analysis Checking $5,000 Unlimited, $0.14 per paid debit or credit posted $15 (credits can be earned to offset service fees) Yes

All business checking accounts have the following features:

  • ATM/debit card
  • Touchtone Teller
  • Internet banking and bill pay service
  • MasterCard check card*
  • Notary service

* All MasterCard check cards require credit approval.

See Current Rates

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